EXPLORING WAYS TO SERVE YOU BETTER WITH:

LOW COST LOANS	SAVINGS
PRODUCTIVE & PROVIDENT LOANS
- Mortgage loans	-Shares
-Vehicle Loans	-Regular Deposits
-Hire Pruchase	-Fixed Deposits
-Single Payment	-Christmas Savings
-Open Ended	-Kiddies Club Savings

KIDDIES CLUB SAVINGS

The Grand Bay Credit Union Kiddies Club was established in June of 2003. The main objectives are listed below.

1. Introduce children to cultitive habit of early learning.
2. Introduce kids to early understanding of Credit Union concepts and philosophy.
3. Prepare kids to be potential Credit Union members.
4. Encourage parent to give kids an early start.
5. To establish a strong relationship between the Credit Union and kids in the Southern District.
6. Prepare and assist kids to obtain leadership skills.

• Application for membership to the club should be made by parent/guardian on a form provided.
• Applicant should be between the ages of 5 to 18 years.
• should open an account with a minimum of $5.00.
• Should make a compulsory savings of not less than $5.00 monthly.
• Withdrawal shall not be made from the Account until kids have attained 18 years.

1. All members should recieve special interest on savings annually until attaining 18 years.
2. Special deductions on text books.
3. Members accounts could be used as collateral in emergency cases on approval by Board.
4. Special programme for parent.

• Violation of Club rules
• By application from parent/guardian not less than one month before termination of account.

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